Microsoft Copilot (Microsoft 365 for home) pricing and free tier
As of , Microsoft Copilot (Microsoft 365 for home)'s lowest-priced plan billed monthly is Microsoft 365 Personal at $9.99/month, or $8.33/month billed annually (1 user. Advanced Copilot chat with higher limits than free, Copilot in Word and Excel, 1 TB storage. $99.99/year.). Free tier: Limited Copilot use with a free Microsoft account. No numeric limit published.
Prices are from each vendor's official pricing page, checked on . This page has no affiliate links.
Key facts
- Monthly price range
- $9.99 to $19.99/month (3 paid plans)
- Lowest annual price
- $8.33/month billed annually (Microsoft 365 Personal)
- Free tier
- Yes: Limited Copilot use with a free Microsoft account. No numeric limit published.
- Included usage (lowest-priced plan)
- 1 user. Advanced Copilot chat with higher limits than free, Copilot in Word and Excel, 1 TB storage. $99.99/year.
| Plan | Billed monthly | Billed annually, per month | Included usage |
|---|---|---|---|
| Microsoft 365 Personal | $9.99 | $8.33 | 1 user. Advanced Copilot chat with higher limits than free, Copilot in Word and Excel, 1 TB storage. $99.99/year. |
Details
| |||
| Microsoft 365 Family | $12.99 | $10.83 | 1 to 6 users (AI for the owner only). Same AI as Personal. 2 TB shared storage. $129.99/year. |
Details
| |||
| Microsoft 365 Premium | $19.99 | $16.67 | 1 to 6 users (AI for the owner only). Very high Copilot limits, research and analysis agents, 2 TB shared storage. $199.99/year. |
Details
| |||
Microsoft Copilot (Microsoft 365 for home) links and sources
| Website | www.microsoft.com/en-us/microsoft-365/copilot |
|---|---|
| Pricing page | https://www.microsoft.com/en-us/microsoft-365/buy/compare-all-microsoft-365-products |
| Checked | |
| Currency | USD |
| Free tier | Limited Copilot use with a free Microsoft account. No numeric limit published. Source |
The US page does not say whether prices include tax. Free-tier wording comes from the vendor's non-US page. Business plans excluded.
Microsoft Copilot (Microsoft 365 for home) pricing questions
How much does Microsoft Copilot (Microsoft 365 for home) cost?
As of , Microsoft Copilot (Microsoft 365 for home)'s lowest-priced plan billed monthly is Microsoft 365 Personal at $9.99/month, or $8.33/month billed annually (1 user. Advanced Copilot chat with higher limits than free, Copilot in Word and Excel, 1 TB storage. $99.99/year.). Plans billed monthly run from $9.99 to $19.99/month.
Does Microsoft Copilot (Microsoft 365 for home) have a free plan?
Yes. Limited Copilot use with a free Microsoft account. No numeric limit published. (checked )
How much do you save with Microsoft Copilot (Microsoft 365 for home) annual billing?
Microsoft Copilot (Microsoft 365 for home) Microsoft 365 Personal costs $9.99/month billed monthly and $8.33/month billed annually, 17% less per month (checked ).
Compare Microsoft Copilot (Microsoft 365 for home) side by side
- Claude vs Microsoft Copilot (Microsoft 365 for home)
- Gemini (Google AI plans) vs Microsoft Copilot (Microsoft 365 for home)
- Microsoft Copilot (Microsoft 365 for home) vs Perplexity
- Microsoft Copilot (Microsoft 365 for home) vs Mistral Vibe (formerly Le Chat)
Lowest monthly prices of other AI chatbot tools
| Service | Monthly | Free tier |
|---|---|---|
| Gemini (Google AI plans) | $4.99 | Flash-Lite model, image generation and editing, Deep Research, Gemini Live, Canvas, Gems. 15 GB storage. |
| Mistral Vibe (formerly Le Chat) | $14.99 | Limited messages and web search. Limited coding sessions. Basic image generation. |
| Claude | $20 | Chat, web search, file creation and memory on web, desktop and mobile. Up to 5 projects. No Opus or Claude Code. Usage limit resets every 5 hours. |
| Perplexity | $20 | 3 Pro searches per day, 1 Research query per month, limited file uploads. |
Pricing tables for other AI tools
- AI Voice Generator Pricing
- AI Video Generator Pricing
- AI Transcription Pricing
- AI Writing Tool Pricing
- AI Image Generator Pricing
- LLM API Pricing
- AI Coding Assistant Pricing
- AI Translation Pricing
- AI Presentation Maker Pricing
- AI Search & Research Tool Pricing
Links marked "Affiliate link" pay us a commission if you subscribe. They do not change the order of the tables, which is sorted by price. Prices are as published by each vendor (most exclude sales tax and VAT). Check the vendor's page before you buy.
How this data is collected: Prices are read by hand from each vendor's official pricing page and stored with the date and source URL. Last checked .